Why Invest in Annuities?

Tax Advantages

Potential for Lifetime Income

Safety Features

Payout Flexibility

Tax Advantages

Taxes are a big issue with most people saving for retirement. One of the great advantages of annuities is that earnings grow on a tax-deferred basis until you start receiving a payout. This means your money grows faster because income taxes won't be payable until distribution payments are made from the annuity, usually when you are retired and in a lower tax bracket.

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Potential for Lifetime Income

Financial security is a common worry for retirees. Annuities provide an option for a steady stream of income for life, which can be especially useful for people who do not have a retirement or pension plan to rely on. A lifetime payout could also help pay for Medicare Supplement or Long Term Care insurance, or a grandchild's college education.

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Safety Features

Many people saving for retirement prefer annuities to other types of riskier investments because the safety of your principal is guaranteed with an annuity.

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Payout Flexibility

Annuities offer a broad range of payout options, including a lump sum, payments for a certain period of time, or payments for life. So you have the flexibility to choose a payout plan that best meets your needs when you retire.

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Tax Disclosure