Bankers Corporate Privacy Statement

Customer privacy is important to Bankers Life and Casualty and our affiliated companies. Our customers have chosen to do business with us; and we recognize our obligation to keep the information we learn about them secure and confidential. The following is an outline of the principles of our commitment:

We intend to collect only nonpublic personal information needed to deliver superior products and services. This includes information we need to evaluate applications, administer accounts, service claims, and notify customers of products or services that we believe would be of interest to them.

We will require that only those employees with appropriate authority have access to this data. They will use and disclose this information for business purposes only.

We will not share personally identifiable medical information about our customers with affiliated or non-affiliated companies, unless the information is needed to underwrite or administer a customer policy, claim or account.

Whenever we employ non-affiliated companies or individuals to perform functions for us, we will give them access only to the customer information needed to perform those functions and will not allow them to use it for any other purpose. We will require these non-affiliated companies to abide by our privacy standards and retain the data only long enough to perform the stated service except as required by law.

We may provide nonpublic personal customer information to non-affiliated companies that offer, on our behalf, products or services that may benefit our customers. If we do so, however, we will not:

• Release a customer's non-encrypted account number
• Release the information for an unspecified use
• Share a customer's information if we have been asked not to do so

We will maintain the same privacy standards for current and former customers; and we will fully comply with all federal and state law and regulatory requirements that protect consumer privacy.

We will publish and update our privacy standards on our Web sites.